What is a Reasonable Settlement Offer?
Knowing When an Insurance Company is Playing Fair
The insurance adjuster calls with a number and suddenly your heart is racing. They say it is a fair offer for your slip and fall injury, but something feels wrong. You are still in pain every morning. Your medical bills keep coming. You missed three weeks of work, and your boss is already giving you looks. Now this stranger on the phone is telling you to sign papers and walk away. Before you do anything, you need to understand what reasonable really means, because insurance companies bet on you not knowing the difference.
A reasonable settlement offer should cover all of your medical bills, your lost wages, your future treatment costs, and fair compensation for your pain and suffering. If you hurt your back in a trip and fall accident and the doctor says you might need epidural injections down the road, that future cost matters. If you got rear ended and now you have a bulging disc that keeps you from doing your job the way you used to, that lost earning power counts. A lowball offer might only cover your emergency room visit and nothing else. A reasonable offer accounts for everything, including the physical therapy you still need, the days you could not go to work, and the nights you spent awake because your neck injury would not let you sleep. If the insurance compay offers you a few thousand dollars but your medical bills alone are already double that amount, you are being cheated.
At Segal Law Firm, we have fought back against unfair settlement offers for years. We have helped clients who suffered serious injuries from construction site accidents where a bulging disc turned into fusion surgery. We have stood up for people dealing with burn injuries, hip replacements, and degloving injuries that changed their lives forever. We even handle cases involving reflex sympathetic dystrophy, a painful condition that many adjusters try to downplay or ignore. When someone gets hit in the rear and ends up with a herniated disc case that needs ongoing treatment, we make sure the settlement reflects the full reality of what they are facing. Every dollar you deserve is a dollar we will fight to get, and we know every trick insurance companies use to pay you less than you are owed.
If you live or work anywhere in New York, NY or within the surrounding areas, finding the right slip and fall lawyer near me can be the difference between getting by and getting justice. Segal Law Firm serves clients all across the city, and we understand the pressures working people face when they get hurt. You cannot afford to wait months for a check. You cannot afford to accept an offer that leaves you struggling to pay your bills. We move fast, we fight hard, and we do not back down until the settlement is truly fair.
You have been through enough already. You do not deserve to be pressured into accepting less than what your injury is worth. A reasonable settlement offer is one that makes you whole again, or as close as money can get you. If an insurance company has made you an offer and you are not sure if it is fair, do not sign anything yet. Contact Segal Law Firm today for a free consultation. We will review your case, tell you what it is really worth, and fight to get you every penny you deserve. Your future depends on making the right choice today.